The sign-up form now has an optional Product updates and announcements\nbox. Tick it if you would like occasional emails about new features,\nannouncements and helpful information about Budget Thing. It starts unticked,\nso you only hear from us if you ask to.
You can change your mind at any time. Open Account settings, and on the\nProfile tab use the Product updates and announcements switch under\nEmail preferences to turn these emails off, or on if you skipped them when\nyou signed up. The change is saved straight away.
The theme picker in the top bar now offers Midnight, Mint, Berry,\nCherry, Espresso and Slate, alongside the ten themes already there.\nEvery theme comes in a light and a dark version.
Themes also reach further than before. Buttons, tabs, fields and selected\ncontrols pick up your theme's accent when you hover over or focus them, while\neverything else stays a clean neutral gray instead of a blue tint. Switching\ntheme or between light and dark now fades smoothly rather than snapping.
Two new account types join the list. Cash is for the money in your wallet\nor a cash envelope, and Digital Wallet is for balances held in PayPal,\nVenmo, Cash App and similar. Both behave just like Checking and Savings.
Choosing a type is easier too. The account type picker groups every type\nunder Cash & Bank, Credit Cards, Investments, Loans &\nLiabilities and Other Assets, and the same picker now appears\neverywhere you choose an account type, including the YNAB import.
Transfers and payments now share a single dialog that adapts to the two\naccounts you pick. Paying a credit card or a loan from a bank, cash, asset or\ninvestment account is a Make a payment; everything else is a Transfer\nbetween accounts. The Category field only appears when that pair of\naccounts needs one, and it is checked again whenever you change an account.
Loan and liability accounts now lead with Make Payment, just like credit\ncards. Swap accounts uses your theme color and works as soon as either\naccount is filled in, moving it to the empty side.
A workspace that more than one person uses now shows a Shared badge\nbeside its name. The owner sees it as well as everyone they invited, so it is\nalways clear when someone else can see the budget.
If a workspace has only a few categories of its own, the Categories page now\nshows a one-time Start with a template tip pointing at Browse\nTemplates. Picking a template is the quickest way to get a full set of\ncategories that you can then make your own.
You can now download a complete copy of your Budget Thing workspace from\nWorkspace Settings → Data. Choose Create export, and Budget Thing\nprepares the file for you.
Exports include your accounts, transactions, categories, budgeting and\nplanning data, bills, transaction rules, reconciliations, tags, payees and\nuploaded attachments. The download is a ZIP holding a complete structured JSON\ncopy of your data, CSV files for the records people most often want in a\nspreadsheet, and the attached files themselves.
Exports are prepared in the background, so you can leave the page and come\nback to it later. Once an export is Ready it stays available to download\nfor 24 hours; after that, create another one whenever you need it.
Complete workspace exports are available to workspace owners and admins,\nbecause an export is a full copy of the workspace's financial data.
Budget Thing can now send real-time webhook events to your integrations when\nactivity happens in a workspace. Instead of polling the API for changes, you\nregister an endpoint once and Budget Thing tells you the moment a transaction\nis created, an account is archived, a reconciliation completes or a bank sync\nfinishes.
Open Settings → Developer → Webhooks and choose Add webhook. Every\nendpoint gets its own signing secret, so your server can prove a delivery\nreally came from Budget Thing.
Highlights:
Webhooks are managed by the workspace owner, and an endpoint only ever receives\nevents from the workspace it belongs to.
webhooks:read and webhooks:write, so an integration can manage endpoints and read delivery history with least-privilege access. Learn moreBudget Thing no longer assumes everyone budgets by the calendar month. A\nworkspace can now budget weekly, every 2 weeks, every 4 weeks,\ntwice monthly or monthly — and if monthly suits you, you can choose the\nday your budget month begins.
Pick a Budget period when you create a workspace, or change it later on the\nBudget Period tab in workspace settings, where a preview shows you the\nupcoming periods before you commit. Your current period always stays as it is:\na new schedule begins with your next budget period, and periods you have\nalready planned keep the dates you planned them with.
Plan moves a budget period at a time, showing what each category needs,\nwhat you have assigned and what is still remaining. Plan Ahead shows a\nrange of periods side by side, so you can edit several at once, jump to the\nperiod containing any date, copy one period's plan into another, and apply your\ntargets to a single period.
A budget period can happily cross a month boundary — 18 September to 1 October\nis one period, with one plan.
Targets can now say much more than \"this much a month\". Ask a category to\nkeep an amount available, add an amount regularly, reach a balance,\nor reach an amount by a date — and give it its own schedule, from every\nbudget period to weekly, monthly or a custom interval.
That means a household can budget every two weeks while Rent keeps a monthly\ntarget. When money arrives, assign exactly what one category needs, or use\nAssign to all targets to cover every unmet target at once.
Category templates now include suggested emojis for groups and categories. When\nyou review a template you can see them in the preview, turn them on or off, and\nchoose whether they appear before or after each name — so Housing\ncan be created as 🏠 Housing, Housing 🏠, or plain Housing.
The help center used to list nearly every topic as its own top-level entry,\nwhich made the sidebar long and hard to scan. It is now organized into a small\nset of clear sections — Getting Started, Budgeting & Planning, Accounts & Money,\nRecording Money, Reports, Workspace, Account & Security, and Help & Reference —\nso you can find the right article faster.
The funding and planning screen has been simplified again, making it clearer at\na glance how much you have chosen to fund and what still needs attention.
Set up rules that recognize a transaction and categorize or rename it for you.\nStart with a simple match and switch to advanced conditions when you need them —\nso the transactions you see every week sort themselves out without repetitive\nmanual tidying.
Reports can now be filtered by account and category, so you can look at exactly\nthe slice of your finances you care about.
Add the bills you pay on a schedule, set what you expect them to cost, and\nBudget Thing tracks each occurrence — due, paid, or skipped — and matches\npayments to the right bill as they come in.
A new calendar view lays out transactions and bills by date, so it is easy to\nsee what has happened and what is still coming this month.
Budget Thing now speaks more languages across the app, and you can set the date\nand number format that matches where you live.
Two new reports help you look ahead instead of only back. Age of money\nshows how long your money sits before you spend it, and a net worth forecast\nprojects where your balances are heading. Both start their axes at zero, so the\nshape you see is the real shape.
Connect a bank and Budget Thing downloads your transactions for you. Rather than\ndropping straight into your budget, new transactions arrive in an Inbox\nwhere you can review, categorize, and confirm them first — so a sync never\nquietly changes your numbers behind your back. Budget Thing also matches\ndownloaded transactions to ones you already entered, so nothing shows up twice.
Funding and spending plans have been reworked around simple envelopes: you\ndecide how much goes into each category, and it is clear what is left to spend.\nCategories are more compact, and money moves between them and your assignable\nfunds without hunting through menus.
Select several transactions and recategorize, clear, or update them together\ninstead of one at a time — a real time saver after a busy week or a big import.
Add attachments to transactions, categories, accounts, and reconciliations, so\nthe receipt or statement lives right next to the thing it belongs to.
Two changes this week make working with a lot of history a lot more pleasant.
\nTransaction lists now stay responsive however far back you scroll. Dates stay\npinned as you move through the list, cards adapt to the width you have, and you\ncan switch to straightforward page-by-page navigation when you would rather jump\naround instead of scroll.
You can now import transactions from a file, so moving existing history into\nBudget Thing no longer means re-entering everything by hand.